COVERAGE
Coverage for your home, vehicle and business.
Ivory Insurance compares available options from multiple carriers and helps you understand what each policy is designed to protect.
HOME & PROPERTY
Where Florida coverage gets complicated.
Roof age, wind mitigation credits, hurricane deductibles and replacement cost all move the outcome. This is the category Ivory spends the most time on.
MOST REQUESTED
Homeowners Insurance
Possible protection for the dwelling, personal property, personal liability and additional living expenses — plus the replacement-cost, wind and hurricane-deductible decisions that matter most in Florida.
Dwelling
Personal property
Personal liability
Additional living expenses
Replacement cost
Wind & hurricane deductibles
Condo Insurance
Interior property, personal belongings, personal liability, additional living expenses, and loss assessment. Often referred to as “walls in” policy, for when an HOA covers the outside.
Renters Insurance
Personal possessions, liability, temporary living expenses and covered theft or loss — usually the least expensive policy we write.
Flood Insurance
Flood coverage is often handled through a separate policy, depending on the property, location, eligibility and carrier. We'll tell you where your property stands.
Landlord & Rental Property
For owners renting residential property — the structure, liability exposure, and loss-of-rent considerations that a standard homeowners policy isn't built for.
Builders Risk
For property owners, builders and general contractors. Builders risk may protect an eligible project during construction, subject to policy terms, exclusions and underwriting approval.
"Not sure which one you need? That's a five-minute conversation, not a form."
Call Erin — 561-891-7141 →
AUTO
Options vary by carrier, driver and vehicle. Here's what we typically review with you:
Auto Insurance
│Bodily injury liability
│Personal injury protection
│Comprehensive
│Roadside assistance
│Rideshare-related coverage
│Property damage liability
│Collision
│Uninsured / underinsured motorist
│Gap coverage
│Multi-car & bundling
General Liability
Potential protection for certain third-party injury, property damage and business-related claims, subject to policy terms.
Commercial Property
Possible protection for buildings, equipment, inventory and business property.
Workers' Compensation
Workplace injury-related coverage according to applicable policy terms and legal requirements.
Business Interruption
Potential coverage for certain qualifying interruptions caused by covered events.
Builders Risk
Potential coverage for eligible construction and renovation projects.
Contractor Insurance
Liability and related commercial protection for eligible contractors and trades.
COMMERCIAL
Commercial Insurance
For small businesses, general and independent contractors, commercial property owners, landlords and local operators across Florida.
Availability varies by carrier, applicant, property, business operation and underwriting requirements. Nothing on this page confirms that a specific coverage is available to you.